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Recent Posts
- “Thanks to overbearing post-crisis government mortgage regulation, not only can’t many get the mortgage they want and deserve (costing 2 million jobs per JPMorgan’s Jamie Dimon), but as I pointed out recently, it costs roughly double ($4,000 pre-crisis vs. $8,000 today) for a lender to make a home loan. And now, on top of that, because of reduced competition caused by the crisis and government regulation (which acts as a barrier to entry), mortgage lenders today make almost 2.75 (60.5 bps divided by 16.2 bps) times the profit margin they did pre-crisis…
- “The political and media hysteria surrounding the Trump administration lies somewhere on the repulsiveness scale between the Jacobin excesses of the French Revolution and the McCarthy era. Thus far the public knows of no presidential action that would justify impeachment. Never mind, the crowd cries, let us have the verdict now…
- “If you read this, I know it sounds like very boring, very detailed “political stuff”, but if you have ever had to deal with these federal agencies, like I have, and find out that they “hold (almost) all the cards” over individual American citizens, in violation of our Constitution, you would understand how important and powerful these Bills are for America…
- “The liberal mainstream media lied about the root-causes of the 2008 financial crisis, and time/historical evidence has either disproved their claims or not proved them…
- “JPM Chairman and CEO Dimon says President Trump’s economic and national security people and policies (even some of the tough trade talk) are pretty fabulous. He also says that inappropriate government mortgage regulations have cost the economy 2 million jobs. Don’t believe me? Read this article. Who is responsible for those lost 2 million jobs? Clearly, #1 on that list would be US Senator Elizabeth Warren, the architect of the CFPB…
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